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Lending Services

General Information

  • Each loan requires a completed loan application.
  • Loan Applications may be submitted :
    *In person
    *By Fax
    *By Mail
    *On-line
  • R/C (Revolving Charge) advances are subject to loan officer approval.
  • Current lending policies, such as interest rates and length of time of financing, etc, are available at the Credit Union and at our Loan Rates and Terms page
  • Pre-approved loans are available for autos and other major purchases.
Click here to apply for a loan on-line!

Loan Evaluation / Granting of Credit

  • Each loan is evaluated individually and confidentially.
  • Loan Criteria for each loan:
    *Productivity of the loan
    *Borrower's ability to repay
    *Borrower's credit worthiness
    *Borrower's current credit status and history


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Central Sunbelt Federal Credit Union
Main Office: 1506 Congress Street  ·   P.O. Box 2457  ·   Laurel, MS 39442
Phone: 601-649-7181  ·   Fax: 601-649-4611

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